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Commercial Umbrella liability policies share a common goal of providing higher limits for an insured than are provided in the primary Business Automobile Liability
, Commercial General
or Businessowners Liability, and Employers Liability (Part II of Workers Compensation)
. True umbrella forms also offer broader coverage than that found on the underlying policies, as well as the higher limits.
Commercial Umbrella policies seldom are alike. Because of this it is very important to review commercial umbrella forms carefully. The primary consideration should be that the policy cover as many of the insured's specific exposures as possible.
Our company has been using the Commercial Department of Agency 10 for a some years now. The customer service provided by the professionals that handle our policies is second to none. Every email is answered quickly and every phone call is answered by ... - Richard Edlich, Edlich Realty & Associates, Minneapolis, MN